Bank of America launches Payments Insights using proprietary treasury data for CashPro clients

The enrichment is done by Bank of America: it aggregates CashPro clients' U.S. account payment flows (CashPro processed 213 million payments in H1 2026, up 10% YoY) into proprietary peer benchmarks and visualisations of payment efficiency, cross-border flows and working-capital performance. The client contributes the raw transactional footprint; BofA constructs the comparative insight layer on top.

BofA keeps the rake and it is owned, because the bank itself does the benchmarking and analytics work; no outside partner is named in the announcement as supplying the intelligence layer.

The substrate - pooled corporate payment flows across BofA's commercial book - lets a treasurer at a paying CashPro client decide concrete next moves: whether to shift a cross-border corridor, re-time a payment run, or move working capital, informed by how peers in the same cohort perform. A single company cannot generate these peer comparisons from its own data.

What crosses to the client is the finding - their own metrics plus peer benchmarks and visualisations inside CashPro. What does not cross is the underlying peer-level transaction data from other corporates, which stays inside BofA's perimeter and is the asset making the benchmark possible.

Not determinable from public facts: BofA has not disclosed whether Payments Insights carries a separate fee or is bundled into existing CashPro treasury pricing, so whether the bank is pricing the analytical layer against the value treasurers extract from it cannot be judged.